Western Union and PayPal transfer scams

Modern technology has empowered people around the world. But along with new perspectives have come a variety of fraud schemes. Fraudsters take advantage of people's trust to get their own benefit. Today you can encounter fraud in almost any area of activity.
Online transfers, electronic purses - all this is familiar to almost every user. Among the popular companies working in the area in question are Western Union and PayPal. Fraudsters are especially fond of several schemes involving Western Union or PayPal transfers. You can protect yourself and your finances only after you carefully study the fraudulent schemes.

How to distinguish a scam from a real one?



Here is a scam


The main feature of scammers is a low price! Aimed at poor students! I met people who bought such translations more than 5 times and were surprised that they were cheated))

Here's an example of a real store! As you can see the price is 1 to 3!


Other types of fraud on the Internet with money transfers

Electronic wallets, accounts are used to make purchases, payments. On a financial basis, fraudulent schemes related to Western Union have flourished. The most common have become:
Renting, buying goods online. The buyer is interested in purchasing/renting the goods. The scammer plays on the user's feelings by pointing to a high demand. In order to get the goods at a favorable price, the scammer offers to make an advance payment. After the transfer, the seller disappears and the buyer is left without the goods and money;
An emergency situation. The scammer contacts the potential victim in any way possible, telling him about the emergency that has happened to a relative of the user. Wanting to provide the best possible help, the person transfers the money and can't get it back;
Overpayment. The user receives a check for an amount greater than the expected money transfer. The scammer asks for a refund of the difference to a specified Western Union account. After the transfer, the victim learns that the check is forged;
Lottery. The scammer pleases the victim with an unrealistic prize, but to get the winnings, it is necessary to pay extra costs. After making the transfers, the scammer disappears;
Employment. The scheme is simple: when a potential employee gets a new job, he is asked to transfer money to buy consumables for future activities. Once the money is sent to the recipient, the "employer" disappears;
Acquaintance. The user meets a fraudster on the Internet. The scammer tries to gain the victim's attention by any means, to gain his trust, without meeting him in person. He tells a touching story and asks to borrow money. After the transfer, the new acquaintance ends the conversation for good.
Variants of fraud with PayPal transfers
Common schemes of fraud with PayPal transfers are almost the same as Western Union. They are supplemented with new ones every day.
Phishing links
Buyer is going to pay for services, goods on the verified resource. The scammer sends a phishing link similar to the address of the original site. Going and entering the card data allows the information to be stolen and used to charge it to PayPal.
Changing delivery address
The seller sells the merchandise using delivery. The scammer gives the wrong pickup address so he can file a complaint and get the funds back. After the money is credited, he changes the data to the correct one and gets the goods for free.
The scammer makes a transfer that exceeds the required amount. When the victim returns the difference, the scammer appeals to the technical support of the service, pointing out the damage to the parcel, the absence of the goods. The administration often sides with the buyers without detailed investigation, sellers lose money and goods.
Safety tips
Avoiding a meeting with scammers in the World Wide Web is virtually impossible. Every day their number is growing, and their imagination is becoming more sophisticated. But if you know in advance about the common schemes of fraud, you can save money and avoid long proceedings.
It is necessary to adhere to several rules:
Make money transfers, actions in payment systems when connected to reliable networks. Public networks of Internet connections cannot provide reliable data protection;
Use several levels of security at logging in. Such a move allows more efficient protection of personal data. Double authentication will help to avoid account hacking;
Be attentive to all links sent by strangers online. It's important to check the addresses of sites where the user is asked to enter personal data, account information to avoid phishing platforms;
Verify incoming checks before cashing them;
Use a strong password for all accounts.
And be sure to study new fraud schemes in the networks. There are thematic sites, groups in social networks, chats, where victims share their sad experiences and warn the others.
If you were unable to avoid meeting with fraudsters, they took possession of personal information and charged money, you need to apply to the police. Special departments have now been created to investigate online crimes. This is a long and troublesome process, but it will give a chance to recover the lost amount.